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Advance Sustainable Homeownership

Goal leaders

Julie Shaffer

Associate Deputy Assistant Secretary

Office of Housing (HUD)

To achieve

HUD will maximize homeownership for creditworthy first-time homebuyers and preserve homeownership for existing homeowners. By September 30, 2025, HUD will maintain a first-time homebuyer rate of at least 80% for newly endorsed FHA-insured purchase mortgages and a re-default rate for seriously delinquent homeowners who received a loss mitigation action that is below 30%.

Progress Updates